chase debit card not working customer service number

Be prepared to plead your case with accurate information explain why you didn’t have enough funds in your account and be sure to tell them that you’ve since deposited money into the account.

Have your account details on hand and access to your personal information.

Nervous about asking Chasing for an overdraft fee waiver? Here are some tips about how to make the phone call: The Chase bank customer service phone number is + 1 (800) 935-9935.

Most of the time, if you don’t have many overdrafts on your account, they’ll give you a free pass the first time. We suggest contacting the bank first to ask if they will remove it. So, if you’ve been charged a Chase overdraft fee, what do you do? Can you have the Chase overdraft fee waived? First thing’s first, don’t panic. ‍ What to Do if You’re Charged and Overdraft Fee at Chase Still, that’s way cheaper than the $34 Chase overdraft fee. What are the fees associated with Chase overdraft protection? There is a $5 Chase fee that applies for each withdrawal or transfer out of the Chase savings account over six per monthly statement period. This requires you to have both a checking and a savings account with Chase, and it requires that you have enough money in your savings account to cover the cost of the transaction. Yes! If, for example, you don’t have enough money in your checking account for the purchase but you have enough in savings, they’ll transfer the exact amount you need to your checking account. ‍ Does Chase Offer Overdraft Protection Services? As the name suggests, it’s a feature that allows you to ensure that if you try to complete a transaction and don’t have sufficient funds, you won’t be charged any overdraft fee. Now, depending on the bank you bank with or even the checking account you have, you might be eligible for overdraft protection. The daily maximum of Chase Insufficient Funds Fees charged is $102, as for three items per day. Under Chase’s standard overdraft practices, Chase will charge you a $34 insufficient funds fee per item if it pays for you unless your Chase account balance is overdrawn by $5 or less at the end of the business day, or for items that are $5 or less.Ĭhase Overdraft Fee Daily Maximum/Limit: $102. ‍ What are the Chase Overdraft Fees and Policies? Why? The fee is used to cover the cash they had to basically front you because there wasn’t enough in your account to make the transaction. It’s the digital way of paying with cash, and because the bank knows you have those funds, they don’t charge you (unless it’s an international transaction).īut, when you don’t have sufficient funds in your account and try to purchase something, banks like Chase have to charge you an overdraft fee. Usually, when you use your Chase debit card, you’re not charged to use it because it’s withdrawing funds you actually have in your checking account.

Chase debit card not working customer service number